Most homeowners don’t realize their existing insurance doesn’t cover custom cottage under construction. Without proper builders risk insurance coverage, you’re personally liable for accidents, theft, weather damage, and construction-related incidents that could cost hundreds of thousands of dollars and potentially halt your project indefinitely.
We leverage our established relationships with major insurers to arrange comprehensive builders risk insurance at no cost to you. This professional-grade coverage protects against liability, property damage, theft, and weather-related losses throughout your entire build process, allowing you to focus on design decisions and creative elements rather than insurance complexities.
We work directly with major insurers who understand custom cottage construction to arrange specialized builders risk insurance coverage for your project. This comprehensive policy covers fire, theft, vandalism, weather damage, and work completed to date throughout the construction process.
We ensure complete liability protection covering accidents involving workers, subcontractors, or visitors to your construction site. This includes medical expenses, legal costs, and property damage claims that could arise during construction.
Our team handles all builders risk insurance coordination, documentation, and communication with insurers throughout your project. We manage policy details, coverage verification, and any required updates as construction progresses.
We coordinate builders risk insurance timing with construction phases, ensuring continuous protection from material delivery through project completion and helping facilitate the transition to your permanent homeowner’s insurance.
Tech Home arranges builders risk insurance through our established relationships with major insurers. The coverage cost is included in our comprehensive construction service, saving you the expense and complexity of arranging construction insurance independently.
Builders risk insurance coverage includes fire, theft, vandalism, weather damage, liability protection, and covers materials, completed work, and equipment during construction. This protects against accidents, injuries, and property damage throughout the build process.
Coverage begins before construction starts and continues through project completion. We coordinate timing to ensure protection from the moment materials arrive through final inspections.
While you’re the policy beneficiary, we assist with claim coordination and work with the insurance company to resolve issues quickly and minimize any project disruption.
We help coordinate the transition from builders risk insurance to your permanent homeowner’s policy, ensuring no coverage gaps and helping you understand insurance requirements for your completed custom cottage.
At Tech Home, we believe that good planning is the key to a successful building project – one that is completed on time, on budget and meets or exceeds the expectations of our clients. We also believe that maintaining excellent communication with our clients is of paramount importance. Accordingly, we work closely with our clients every step of the way to ensure they achieve a beautiful custom cottage that they will love for years to come.
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